Planning for the future is important, especially when it comes to health. Long-term care insurance is one of those planning topics that might seem too complex or overwhelming for many people. When you're trying to make sure you and/or your loved ones are well cared for in the future, understanding …

We recently had the chance to catch up with Teresa Lulay at the Konditorei, which is just across the street from her State Farm Agency office located on Commercial St. in Salem. Teresa's path to becoming an insurance agent was not one she had planned. Originally from the Midwest, her life took …