What is Personal Injury Protection coverage in Oregon?
Under Oregon law, personal injury protection ("PIP") coverage is a no-fault type of automobile coverage you will find in your auto policy. PIP usually is first in line to start paying for the immediate medical care and expenses that arise right after an accident unfolds, like ambulance transportation, and ER visit costs, among other things. If your injuries are auto-accident related, PIP should be triggered to cover these expenses even before your health insurance coverage kicks in. And PIP is a no-fault based type of coverage, so it will cover you even if you caused your own injuries.