If you are considering bankruptcy, it likely means you are unable to repay your debts. Declaring it means you are attempting to enter a legally-protected status that will enable you to work with your creditors to find an alternative arrangement for paying back what you owe.
On the plus side, bankruptcy enables you to alter the method by which you repay your debts. Debt can often be discharged, and you will be legally protected as you repay your debts. When the process is over, you'll essentiall…
If you have carpet in your home or office, there are likely to be stains that appear from various sources. Most stains occur from spills, shoes, or even pets, but many can be removed with DIY stain removers. It is helpful to know a few DIY carpet stain removal tricks to keep your carpet looking good throughout its lifetime. Consider using these ideas the next time you decide to tackle a stain and find out how to determine when it's time to call a professional to get the job done.
Pain in your lower back, hips, and in certain ligaments and joints is normal when you’re pregnant. This occurs because of all the changes your body undergoes in order to prepare for the birth of your baby. Chiropractic care can help you feel better as your center of gravity shifts to rest on your belly. Here is what you should know so you can get peace of mind.
Chiropractic care is safe to have during pregnancy as chiropractor…
Many people see estate planning as a far-off task that they won't have to complete until they're well past retirement age. However, most people don't think about the consequences of dying without a will.
If you do not have a will in place, it won't matter if you told your best friend that they get your car or your parents that they can have your house. A judge will divide up your assets according to state law regardless of whether that's what you would have wanted or not.
The situation becomes even trickier if you have underage children when you die. If they don't have another living parent, a judge might decide who gets custody of your kids. You'll have no control over their inheritance and how it's distributed.
Certain family members might …
In a perfect world, every business owner would have an unlimited budget that would buy them access to the top talent they needed.
In reality, budget constraints mean that often, small business owners and their employees have to be versatile and knowledgeable in a number of areas. The CEO may be running the marketing department. HR and bookkeeping could be one person’s purview. The sales manager may be asked to throw a staff-appreciation party.
Even in organizations where roles are more narrowly defined, there is always more to learn. New technology, methodologies, and better understanding of human psychology change the way we run businesses all the time.
In our hyper-connected world, there’s no need to shell out for a pricey d…