Where Should Your Down Payment Come From? Published on April 9, 2022 There are some programs where the “own funds” requirement is only 3%, the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject, but you don’t have to figure it out all on your own. Leave me a comment or send me a message and we can go over all of your questions.Lila TimmonsOregon Licensed Principal Real Estate BrokerNextHome Picket Fence Realty503-544-8800nhpicketfence.com[email protected]#nexthomepicketfencerealty